Payment Policy

Last updated: 13 October 2026

1. Introduction

This Payment Policy sets out the payment methods accepted by Homagni for orders placed through www.homagni.com, our official WhatsApp channel, and our social media storefronts.

2. Accepted Payment Methods (Domestic Orders)

We accept the following payment methods for orders within India, processed securely through our payment gateway partner, Razorpay:

  • Credit Cards
  • Debit Cards
  • UPI
  • Net Banking
  • Cash on Delivery (COD), subject to Section 4 below

3. International Orders

Online card/UPI checkout is not currently available for international orders. To place an international order, please contact us at homagnijewellery@gmail.com or via WhatsApp at +91 98304 02242. Once your order and applicable shipping charges are confirmed, we will share our bank account details with you to complete payment via international bank transfer. Your order will be processed and dispatched once payment is received and confirmed in our account.

Cash on Delivery is not available for international orders.

We intend to enable direct online payment for international orders in the near future. This Policy will be updated accordingly at that time.

4. Cash on Delivery (COD)

  • COD is available for eligible domestic orders and pincodes only.
  • An additional COD handling charge of ₹80 per order applies, over and above the product and applicable shipping charges.
  • Please refer to our Cancellation, Return, Refund & Exchange Policy for details on how the COD charge is treated in the event of a cancellation or return.

5. Payment Security

All online payments are processed through Razorpay, a PCI-DSS compliant payment gateway. We do not store your card, UPI, or net banking credentials on our own servers.

6. Failed or Pending Transactions

If an amount is debited from your account but your order is not confirmed on our Platform, please do not place a duplicate order. Contact us at homagnijewellery@gmail.com or +91 98304 02242 with your transaction details, and we will help resolve the issue. Any amount debited without a corresponding confirmed order will be refunded to your original payment source within 7–10 business days, subject to your bank's own processing timelines.

7. Contact Us

For any questions regarding payments, please contact us at:

Email: homagnijewellery@gmail.com
Phone / WhatsApp: +91 98304 02242
Address: 212, Rashbehari Avenue, 1st Floor, Shop No. CD 104, Gariahat KMC Market, Kolkata – 700019, West Bengal, India